According to estimates, around 7.5 million Americans owned second homes in 2018, with Florida being the most popular state for people to purchase a second home. Owning a second home has multiple benefits, such as a place to vacation or a source of passive income. However, it can also come with costs and logistical challenges, such as what to do with your pets. These tips from Mississippi Spay and Neuter can help.

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1. Research Costs in Both States

If you live in Mississippi and have a second home in Texas, there are some expenses, such as your automobile registration, auto insurance, health insurance and pet insurance that may be cheaper to purchase in one state than the other. You may be able to save hundreds of dollars per year, by making these purchases in the state with the lower costs. 

1. Cut the Cord

It can be a hassle to stop and start cable service which could leave you paying for multiple subscriptions that you only use a few months out of the year. Save money by cutting the cord. You can watch streaming services anywhere you go, so there is no need to pay for separate subscriptions in your homes. Additionally, many streaming packages are less expensive than similar alternatives with cable companies. However, if you want to watch local stations, you may need to purchase an over-the-air antenna. 

1. Keep Your Home Safe While You Are Gone

Unoccupied homes are often targets for thieves and vandals. Install strong locks on your doors, set up a security system, and make sure you securely store anything that might be stolen or damaged during a weather event, such as outdoor furniture. Make sure you purchase a homeowners policy to protect you from damage to your home due to storms or other catastrophes. 

Florida is one of the top states for insurance claims due to storm damage and not all companies provide coverage for a home that you don't live in year-round, so make sure you choose a company you can count on. The cost of your coverage depends on the location and size of your home. You can use online tools to estimate what your insurance costs will be.

1. Stock Up on Nonperishable Food

Another good way to save money is to stock up on nonperishable and freezable food when it is on sale. This ensures that you won't be wasting food that spoils while you are not living in one of your homes and that you won't immediately have to rush to the grocery store or dine out when you transition from one home to the other. If you don't have one, consider adding a deep freezer to your home so that you have more space to store frozen foods.

1. Keep Pet Supplies on Hand

You can save yourself some hassle hauling your pet's stuff from one home to the other by keeping some items on hand at both homes. Items to consider keeping at both homes include toys, harnesses, crates, cat trees and pet food. Shop on sites that provide reviews from veterinarians so that you can feel confident the products you purchase are safe and healthy for your pet.

1. Look at Costs Elsewhere

It’s wise to stay on top of the prices of living expenses in other states. This will afford you extra control over your finances and help you make better spending decisions: 

• Storage in San Antonio: In San Antonio, you’ll find many storage options with a number available. A 5’ x 5’ unit will cost around $35 in some areas. You may be able to find the first month free, discounts, and other benefits.   

• House cleaning services in Stockton: On average, homeowners paid an average between $106 to $356 in Stockton, to have a maid or a cleaning crew clean their home. 

• Housing in Delaware: If you’re in the market to purchase a home in Delaware, you can expect to spend nearly $360,000.  

• Health insurance in Michigan: It costs an average of $327 per person to secure a major medical insurance plan in Michigan.  

• Food in Jackson: Expect to spend $365 monthly on groceries in Jackson.

Managing multiple households can be a challenge, particularly when you have pets. By implementing these tips you can make the process easier and more affordable.

To help prevent suffering and homeless of dogs and cats in Mississippi, volunteer or donate to Mississippi Spay and Neuter today!